Financial Confidence, Simplified
Support that helps you stay calm, informed, and prepared.
We know that keeping track of your finances and staying updated on market trends can be challenging. As your committed financial partner, we’re here to provide support and help you feel assured about what lies ahead.
Senior Services
Practical guidance for Medicare, medications, and long-term financial goals.
Healthcare Review & Savings Support
Pivotal Financial assists seniors in reviewing healthcare needs, saving money, and receiving support with Medicare, Medicaid, and other social services. We’ll help you compare options and identify ways to reduce out-of-pocket costs.
Extra Help (LIS) & MSP Assistance
We help seniors apply for Social Security’s Extra Help (LIS) for Part D prescriptions and guide eligible clients through the Medicare Savings Program, which may reduce the Part B premium—sometimes to $0—putting more money back into monthly Social Security checks.
Lowering Prescription Costs
If you don’t qualify for subsidies, we’ll explore alternatives: compare prices via GoodRx alongside your plan formulary, check manufacturer discounts, and ask your doctor about available samples or lower-cost alternatives.
Community Outreach & Expanded Services
We’ve hosted group events in low-income housing and senior centers to explain Dual Special Needs Plans (Medicare Advantage). We continue to offer these plans—and we are re-entering the Life & Annuity field to help more people protect their long-term financial future.
Confidence comes from attention to detail.
Weʼve been at this a long time and weʼve got your best interest at heart. Your success is our success. We strive to deliver an unparalleled experience so that you can live confidently.