Pivotal Financial

Retirement clarity in Franklin and Cool Springs — with advisor Greg Lynch.

At Pivotal Financial, Greg Lynch helps retirees and pre-retirees in the greater Nashville area turn what they’ve saved into a coordinated plan: steady income, downside protection, and tax-aware strategies designed to support the life you want in retirement. Call (615) 908-9037 or visit us at 730 Cool Springs Blvd, #140, Franklin, TN 37067.

Step 1

Understand Your Picture

Greg takes time to understand your lifestyle, income needs, risk comfort, and legacy goals — then maps out every account, policy, and future income source so nothing is left to guesswork.

Meet with Pivotal

Step 2

Design Your Strategy

Together, you and Greg build a retirement strategy around you — reliable income, growth potential, and protection from unnecessary loss, with every recommendation clearly explained in plain English.

Explore Our Strategies

Step 3

Put It To Work

Pivotal Financial helps you implement step by step — aligning accounts, turning on income, and reviewing regularly so your plan stays on track as life and markets change.

Start with Greg Lynch

Pivotal Financial clients discussing their retirement plan in Franklin, Tennessee

What Can
You Expect?

With Pivotal Financial and advisor Greg Lynch, you get a tailored retirement and income plan built around where you are today and where you want to be tomorrow — right here in Franklin, Cool Springs, and the greater Nashville area.

Questions right now? Call Greg directly at (615) 908-9037 or email Greg@PFISFinancial.com .

A retirement plan aligned with your lifestyle and long-term goals
Strategies for turning savings into reliable, predictable income
Protection-focused approaches to help reduce unnecessary market risk
Clear guidance so each financial decision feels easier and more confident

View Our Services

Begin by understanding where you stand today.

Pivotal Financial and advisor Greg Lynch start with a clear picture of your current financial position.

Before you can build a confident retirement strategy, you need to know exactly where you are now. Greg helps you organize your accounts, income sources, and risks so you can see what’s working, what’s exposed, and where there’s room to improve — all with a focus on families in Franklin, Cool Springs, and the greater Nashville area.

That clarity becomes the starting point for designing a plan that supports your lifestyle, protects what you’ve built, and aligns with the future you want — not just what the market does next. Questions right now? Call Greg directly at (615) 908-9037 or email Greg@PFISFinancial.com .

Schedule A Complimentary Consultation Today!

Clients reviewing their current financial position with Pivotal Financial in Franklin, Tennessee

Pivotal Financial · Founder & President

Greg Lynch, Founder & President

Greg Lynch leads Pivotal Financial (PFIS Financial) with a client-first approach to retirement, income, and protection planning for families in Franklin, Cool Springs, and the greater Nashville area.

Greg Lynch, Founder and President of Pivotal Financial — Founder & President · Pivotal Financial

📺 TV · 🎧 Podcasts · 📻 Radio

Pivotal Financial Media

Watch Greg Lynch on television, stream episodes online, and listen on radio and podcasts.

TV

Nashville · Television

WZTV-FOX

Watch Pivotal Financial on WZTV-FOX in Nashville.

Sunday

6:00 a.m. – 6:30 a.m.

Lead In: Local Affairs · Lead Out: Religious

Watch TV Episodes

TV

Nashville · Television

WSMV-NBC

Catch Pivotal Financial on WSMV-NBC during early weekend programming.

Saturday

5:00 a.m. – 5:30 a.m.

Lead In: The Good Side · Lead Out: Investigate TV

Sunday

4:30 a.m. – 5:00 a.m.

Lead In: Outdoor America · Lead Out: Paid Programming

Watch TV Episodes

Radio

Nashville · Radio

WWTN-FM

Listen to Pivotal Financial on WWTN-FM.

Saturday

5:00 a.m. – 6:00 a.m.

Lead In: Chris Plante Show · Lead Out: Financial Show

Radio

Nashville · Radio

WLAC-AM

Tune in to Pivotal Financial on WLAC-AM.

Saturday

5:00 a.m. – 6:00 a.m.

Lead In: Coast to Coast · Lead Out: Your Previous Position

Sunday

6:00 a.m. – 7:00 a.m.

Lead In: The Weekend with Gordon Deal · Lead Out: Tennessee Matters

Podcasts

Podcasts · Audio

Pivotal Financial Podcasts

Listen to podcast episodes covering retirement income, Social Security, taxes, and protection strategies.

Listen Anytime

On demand · 24/7

Available whenever it fits your schedule.

Listen to Podcasts

Pivotal Financial · Retirement, Income & Protection

Tailored Strategies for Every Season of Retirement

Pivotal Financial, led by Founder & President Greg Lynch, brings together retirement income, asset protection, tax-aware strategies, and insurance solutions to help safeguard your lifestyle, your savings, and your peace of mind in every season of life.

Retirement Income Planning

Turn Savings into Reliable Paychecks

Coordinate Social Security, pensions, and income strategies so your money is structured to last as long as you do — with a plan for rising costs, taxes, and changing markets.

Asset Preservation

Help Protect What You’ve Built

Use conservative strategies and insurance-based tools designed to help limit major market losses while still pursuing growth over time.

Social Security Planning

Claim with a Coordinated Strategy

Explore different claiming options and timing so your Social Security benefits work together with the rest of your retirement income plan.

Insurance & Protection

Life, Income & Legacy Protection

Structure life insurance and other protection tools to help replace income, protect loved ones, and support the legacy you want to leave.

Tax-Aware Planning

Be Smart About Taxes in Retirement

Coordinate investment, income, and withdrawal strategies with your tax professional so you can work to keep more of what you’ve saved.

Extended Care & Healthcare

Plan for Life’s What-Ifs

Evaluate long-term care and healthcare options so potential medical events don’t undo years of hard work or place an unexpected burden on your family.

On the Map

Visit Our Franklin / Cool Springs Office

730 Cool Springs Blvd, #140 · Franklin, TN 37067 | Business: (615) 908-9037 | Greg@PFISFinancial.com

Franklin · Cool Springs Office

Local • Independent

Why Pivotal Financial

You’ve worked a lifetime to build what you have. Pivotal Financial, led by Founder & President Greg Lynch, is focused on helping you turn those savings into protected, reliable income — with clear strategies instead of guesswork.

Independent & Options-Driven

Pivotal Financial isn’t tied to a single company’s products. Greg reviews solutions from multiple top carriers and narrows them down to what actually fits your goals and comfort level with risk.

Retirement-First Planning

Greg’s priority is income you can’t outlive — plus protection from major market losses — so your retirement lifestyle isn’t dictated by the latest downturn or headline.

Personal, Relationship-Based Advice

This isn’t a one-size-fits-all plan. Greg takes the time to understand your family, your concerns, and what “successful retirement” really looks like for you — then builds strategies around that.

What Clients Say About Pivotal Financial

5.0

      EXCELLENT  
   Based on 33 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Craig` Lorch 
 
 
 
 Trustindex verifies that the original source of the review is Google. First and foremost is the trust that my wife and I have developed over the past 6 years. I trust Greg implicitly with our retirement savings - not something to be taken lightly. On a more personal level, we align very closely with his moral, religious and work ethic values.
  
 
      Posted on Google  
   
   Cynthia Key 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been a client of Greg Lynch for 14 years and have had excellent results with my investments. He has provided valuable guidance with Social Security and other financial planning decisions. We meet annually to review progress and make adjustments as needed, and I always feel well-informed and confident in the plan. I highly recommend him to anyone looking for a knowledgeable and dependable financial planner.
  
 
      Posted on Google  
   
   Dianne Miller 
 
 
 
 Trustindex verifies that the original source of the review is Google. Greg Lynch and his staff are always hospitable. Adding that personal touch.  starting at the front desk with a personal "Welcome,  name" to the warm cookies served in Greg's office to Greg's sincere delight in seeing you again. Greg always ensures that our finances are invested in a vehicle that best serves our needs in whichever season we are in- from the work force to retirement. We not only think if Greg Lynch as our Financial Provider, but consider him a friend
  
 
      Posted on Google  
   
   Gail Long 
 
 
 
 Trustindex verifies that the original source of the review is Google. As always, our visit with Greg at Pivotal was informative and professional.  Thanks to the whole Pivotal Finance team.  In addition to our financial review Gail got some good information on Medicare plans from Ji.
  
 
      Posted on Google  
   
   Glenda Sinkora 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very informative and well prepared
  
 
      Posted on Google  
   
   Bren Marlar 
 
 
 
 Trustindex verifies that the original source of the review is Google. Is it OK for me to say that Greg Lynch is the G.O.A.T.???  🤪 🥰 🤭 I am not computer savvy and once again he explained in very easy to understand language how to navigate this website to leave a review! This is also how he explains financial investments. As many others have stated, I also attended one of his Medicare/retirement seminars and was very impressed by his in-depth knowledge. At the time, I had recently retired and knew that I would have to do something with my 401(k). He handled my accounts very professionally with no pressure, just what would be in my best interest. I feel very confident with his services and enjoy his updates and weekly newsletter. You can’t go wrong teaming up with Greg and Pivotal Fiancial for ALL of your financial needs and/or concerns. He’s very hands on and always accessible if you ever have any questions. Thank you so much Greg for all your help! I enjoy watching my money grow! 💵💰  GREatestG
  
 
      Posted on Google  
   
   David McDonald 
 
 
 
 Trustindex verifies that the original source of the review is Google. I attended an informational seminar about upcoming changes to Social Security put on by Pivotal and Greg Lynch where I received a small packet of information. I took the information home and studied it realizing I would need further guidance. I set up a meeting to discuss my status for retirement. Greg asked me to provide him with more details of what my financial status was which I did a week or so later. After a second meeting he put together a multi-faceted proposal of how I might best invest my money. We met again to finalize and setup my IRA and annuity. Greg also gave us advice for social security and medicare. Greg’s knowledge on the subject of all things investing made us feel extremely comfortable with his guidance.
  
 
      Posted on Google  
   
   Isabel Sotolongo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very knowledgeable, courteous and helpful!
  
 
      Posted on Google  
   
   Joy Young 
 
 
 
 Trustindex verifies that the original source of the review is Google. I attended a seminar with Greg, and got so much out of it I returned with my husband for a second round.  So much relevant knowledge flowing from this talented professional.  And now we are grateful for Greg's continued wisdom as we look to him for guidance regarding our decisions as we approach retirement!  Truly a trusted advisor!
  
 
      Posted on Google  
   
   Don Ehlers 
 
 
 
 Trustindex verifies that the original source of the review is Google. I never would have thought that my retirement would have been well enough funded that wouldn’t have to worry about money.  We went to an hour long presentation, set up an appointment, and started the process.  I couldn’t be happier or more at ease with my retirement.  It wouldn’t have been possible without Greg’s help and guidance.  We can’t thank him enough.
  
 
  
  
 
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