Tailored Financial Guidance
Built to match your goals with clarity and confidence.
You deserve a personalized planning approach that’s specifically designed for this season of life. At Pivotal Financial, our team is here to help you create, execute, and oversee your comprehensive financial strategy, guiding you toward greater clarity and confidence in retirement.
Senior Services
Practical guidance for Medicare, medications, and long-term financial goals.
Healthcare Review & Savings Support
Pivotal Financial assists seniors in reviewing healthcare needs, saving money, and receiving support with Medicare, Medicaid, and other social services. We’ll help you compare options and identify ways to reduce out-of-pocket costs.
Extra Help (LIS) & MSP Assistance
We help seniors explore eligibility for Social Security’s Extra Help (LIS) for Part D prescriptions and guide clients through the Medicare Savings Program, which may reduce the Part B premium—sometimes to $0—putting more money back into monthly Social Security checks.
Lowering Prescription Costs
If you don’t qualify for subsidies, we’ll explore alternatives: compare prices through tools like GoodRx alongside your plan formulary, check manufacturer discounts, and ask your doctor about available samples or lower-cost alternatives.
Community Outreach & Expanded Services
We’ve hosted group events at senior communities to explain Dual Special Needs Plans (Medicare Advantage) and other benefits that may be available. Pivotal Financial is also active in life insurance and annuities to help protect long-term financial security for seniors and their families.
Confidence comes from attention to detail.
Weʼve been at this a long time and weʼve got your best interest at heart. Your success is our success. We strive to deliver an unparalleled experience so that you can live confidently.