Wealth-Building Strategies for Pre-Retirees
Built to match your goals with clarity and confidence.
Our wealth-building strategies for pre-retirees are designed to transform your retirement aspirations into achievable goals. Gaining confidence in your retirement plans is essential, and you deserve a clear perspective. We’re here to help safeguard your hard-earned savings and explore the best options for securing a lifetime income.
Pre-Retirement Services
Financial Planning for Pre-Retirees
Retirement marks a significant chapter in your life, often filled with changes and uncertainties. At Pivotal Financial, we’re here to help you navigate this transition and reduce the financial stress that can arise.
Our team is committed to providing you with a strategy that instills confidence. Whether you’re eager to retire soon or plan to work as long as possible, we can develop a personalized approach that leads you toward financial security.
We’ll take a thorough look at your retirement savings, investments, and future income needs, then craft a customized plan aligned with your goals, so you can move into retirement with more peace of mind.
Retirement Planning is an Ongoing Process
For some, retirement is a firm date. For others, it’s a gradual easing into a new season of life. Either way, your circumstances will shift over time, and you may need additional guidance along the way.
We’re focused on long-term relationships, not one-time plans. We meet regularly to review your financial health, revisit your risk tolerance, update income needs, and refine your goals.
With thoughtful strategy and ongoing adjustments, we help keep your retirement plan aligned with changing markets and changing life priorities.
A Comprehensive Pre-Retirement Checklist
Now is the ideal time to build structure into your pre-retirement years. A clear, written plan can create discipline, reduce anxiety, and help you feel more confident as you approach your retirement date.
We provide guidance on Social Security, Medicare, income planning, and tax-aware strategies for both tax-deferred and tax-free investing, all organized into a practical checklist built around your situation.
Our goal is to make the path to retirement feel organized and manageable — not overwhelming.
Pre-Retirement Tools and Resources
The decisions you make in the final working years have a long-term effect on your lifestyle later. We’re here with the tools, education, and support you need to make those decisions with clarity.
From analytics and modeling to plain-English guidebooks, we combine data and experience to help you move toward financial independence.
We’ll also coordinate with your accountant, estate attorney, and other key professionals to help ensure your retirement strategy is implemented smoothly and consistently.
Confidence comes from attention to detail.
Weʼve been at this a long time and weʼve got your best interest at heart. Your success is our success. We strive to deliver an unparalleled experience so that you can live confidently.